Terms & Conditions
General Provisions
This website (the “Website”) is operated and owned by Limited Company finDNA LTD (“Finti”, “we”, “us” or “our”), a company incorporated under the laws of Cyprus. These Terms and Conditions (the “Terms”) govern your access to and use of https://www.finti.io/ and any related services, applications, software, APIs, documentation, or other services provided by Finti (collectively, the “Services”).
By accessing or using the Website or the Services, you agree to be legally bound by these Terms. If you are entering into these Terms on behalf of a legal entity, you represent and warrant that you have full authority to bind such entity. If you do not agree to these Terms, you must not access or use the Website or the Services.
These Terms constitute a legally binding agreement between you and Finti and supersede any prior agreements, understandings, or arrangements relating to the subject matter herein.
Eligibility and Enterprise Use
The Services are intended exclusively for business and enterprise users. By using the Services, you represent and warrant that you are acting in a professional capacity and not as a consumer.
You agree to use the Services solely for lawful purposes and in full compliance with all applicable laws and regulations, including but not limited to financial services regulations, anti-money laundering laws, anti-bribery laws, and data protection laws.
Account Registration and Security
Access to certain Services may require registration of an account. You agree to provide accurate, complete, and up-to-date information and to maintain the confidentiality of your access credentials.
You are fully responsible for all activities conducted under your account. Finti shall not be liable for any loss or damage arising from unauthorized access resulting from your failure to safeguard your credentials.
Finti reserves the right to suspend or terminate access where there is a breach of these Terms or suspected unauthorized or unlawful activity.
Services and No Financial Advice
The Services provided by Finti are technology-based solutions designed to support financial data processing and related enterprise operations. Finti does not provide financial, investment, legal, tax, or accounting advice.
Any information made available through the Services is provided for general informational purposes only and should not be relied upon as professional advice. You remain solely responsible for all business, financial, and regulatory decisions.
Fees and Payments
Where applicable, access to certain Services may be subject to fees under a separate commercial agreement or order form. All fees are non-refundable unless otherwise expressly agreed in writing.
Failure to pay applicable fees may result in suspension or termination of access to the Services.
Intellectual Property Rights
All intellectual property rights in and to the Website and the Services, including but not limited to software, algorithms, databases, documentation, trademarks, and content, are and shall remain the exclusive property of Finti or its licensors.
No rights are granted to you other than a limited, non-exclusive, non-transferable, revocable license to access and use the Services strictly in accordance with these Terms.
You shall not copy, modify, reverse engineer, decompile, distribute, sublicense, or create derivative works from the Services unless expressly authorized in writing.
Confidentiality
Each party agrees to maintain the confidentiality of any non-public information disclosed in connection with the Services and to use such information solely for the purposes of fulfilling its obligations under these Terms.
This obligation shall survive termination of the relationship between the parties.
Data Protection
Finti processes personal data in accordance with its Privacy Policy available at https://www.finti.io/privacy-policy and in compliance with the General Data Protection Regulation (GDPR) and applicable data protection laws.
Where Finti acts as a data processor on behalf of an enterprise client, processing shall be governed by a separate Data Processing Agreement where required by law.
Warranties Disclaimer
The Services are provided on an “as is” and “as available” basis. To the maximum extent permitted by law, Finti disclaims all warranties, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and uninterrupted availability.
Finti does not warrant that the Services will be error-free, secure, or continuously available.
Limitation of Liability
To the fullest extent permitted by applicable law, Finti shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, business opportunities, or goodwill.
Finti’s total aggregate liability arising out of or in connection with the Services shall not exceed the total fees paid by you to Finti during the twelve (12) months preceding the event giving rise to the claim.
Indemnification
You agree to indemnify, defend, and hold harmless Finti, its directors, officers, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of your breach of these Terms, misuse of the Services, or violation of applicable law.
Termination
Finti may suspend or terminate access to the Services immediately in the event of breach of these Terms or where required by law or regulatory obligation.
Upon termination, all rights granted to you under these Terms shall cease immediately.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Republic of Cyprus.
Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Cyprus.
Amendments
Finti reserves the right to amend or update these Terms at any time. Updated versions will be published on the Website and shall become effective upon publication unless otherwise stated.