Finti and Rail.io: Accelerating Global Payments Infrastructure

15 Mar. 2025

In an era where global money movement must be faster, more transparent, and more cost-efficient, infrastructure partnerships make all the difference. The collaboration between Finti and Rail.io brings together a modern whitelabel banking platform with next-generation payment rails to help institutions deliver global payments with ease.

Rail.io: Modern Payments Infrastructure

Rail.io is a payment infrastructure platform designed to help fintechs, banks, and global businesses move money faster and more reliably. By combining fiat and stablecoin payments via a single API, Rail.io reduces the cost and complexity typically associated with cross-border transactions.

The platform’s hybrid model uses a network of banking partners and stablecoin settlement to ensure fast, low-fee transfers, often settling within the same day. This makes it a powerful engine for businesses that want to optimise cash flow, support treasury use cases, and build differentiated payment experiences.

Finti: A Whitelabel Banking Platform for Innovation

Finti provides a comprehensive whitelabel banking platform that helps institutions and fintechs launch payment products quickly and efficiently. With support for accounts, wallets, compliance tooling, and flexible API integration, Finti enables partners to focus on product strategy rather than infrastructure complexity.

The platform’s modular design makes it ideal for working with payment infrastructure specialists like Rail.io — allowing partners to integrate global settlement and rails without reinventing core banking functionality.

Powering Global Money Movement Together

Through the Finti and Rail.io collaboration, clients gain access to a unified payments ecosystem where modern banking services integrate seamlessly with advanced payment rails. This empowers businesses to build scalable cross-border payment solutions, reduce operational overhead, and expand into new regions with confidence.

As global financial services continue to evolve, the combination of Finti’s flexible platform and Rail.io’s next-generation payments infrastructure creates a compelling foundation for innovation.